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Another successful closing for the LJ Mortgage Team! Our client just secured their dream home in Franklin Square, NY , and we couldn’t be happier to be part of the journey. View Full Video at: https://www.instagram.com/reel/DQMhtfWji-0/?utm_source=ig_web_copy_link&igsh=MzRlODBiNWFlZA== 💰 Property Sold Price:  $850,000 🛏️ 4 Bedrooms | 2 Bathrooms 📈 Interest Rate:  6.99% 💵 Closing Costs:  $36,313 (~4.27% of the sale price) Here’s how the numbers break down for this beauti

Success Story Spotlight! ✨ Even with just 5% down , our client a hardworking Staff Nurse   achieved her dream of becoming a homeowner in the Bronx!  🙌 Here’s how the numbers came together : 💰 Purchase Price:  $757,000 🏦 Down payment:  5% 📊 Credit Score:  740 👩‍⚕️ Occupation:  Staff Nurse 💵 Household Income:  $141,000 📉 Monthly Liabilities:  $451 📑 Property Taxes:  $5,372 🏠 Homeowners Insurance (HOI):  $1,936 💰 Closing Costs:  $29,000 (~3.83% of purchase price) 📈 In

Another successful closing by the LJ Mortgage Team! 📍 Property Details Location:  Yonkers, NY Type:  2-Family Property Bedrooms/Bathrooms:  6 Beds | 3 Baths Purchase Price:  $795,000 Down payment:  20% Credit Score:  761 Interest Rate:  6.49% Monthly Payment (P&I):  $4,015 Escrow:  $967 Closing Costs:  $39,932 (~5.02% of purchase price) 💼 Loan Program Non-QM 1099 Loan

Another successful closing for the LJ Mortgage Team  — helping investors make smart moves in the real estate market! 📍 Property Location:  Indiana 💰 Property Value:  $280,000 🔑 Down payment (20%):  $56,000 📑 Closing Costs:  $13,688.58 (~4.89% of purchase price) 📈 Interest Rate:  6.375% 💵 Monthly Payment (with Escrow):  $1,839.33 📊 Loan Type:  DSCR – Investment Property 📉 Credit Score:  740 🏠 Property Taxes:  $3,759 | HOI:  $1,543

When exploring mortgage or loan options, you may come across something called a balloon payment   and it’s important to understand exactly what that means before you commit. A balloon payment  is a large lump sum due at the end of a short loan term , typically 5–10 years , after making lower monthly payments  that are calculated as if the loan were stretched over a longer amortization (like 30 years). This setup can make your payments more affordable upfront , which is great

Another success story from the LJ Mortgage Team  — turning homeownership dreams into reality right here in Jamaica, Queens!  🏡 Here’s...

When purchasing a home, understanding the Mortgage or Finance Contingency  clause in your contract is crucial it’s your financial safety...

Life happens and sometimes financial hardships like bankruptcy, short sales, or foreclosure can delay your dream of homeownership. But...

At LJ Mortgage Team Inc. , we’re proud to help clients secure financing for homes that not only provide a place to live but also create...

If you’ve ever applied for a mortgage and suddenly been bombarded with calls, texts, and emails from lenders you’ve never heard of this...

At LJ Mortgage Team Inc ., we’re proud to celebrate every successful closing and this Brooklyn home purchase is a perfect example of how...

At LJ Mortgage Team, every closed loan tells a story and this one highlights the power of DSCR Loans  for real estate investors. ...

Buying a home is exciting—but figuring out the best loan option  can feel overwhelming. Two of the most popular low down payment programs...

Buying your first home is one of the biggest milestones in life and it all starts with a clear plan. The LJ Mortgage Team is here to...

Another successful closing with the LJ Mortgage Team Inc.! 🎉 This time, we’re celebrating a beautiful property in Jamaica, Queens...

Another Success Story from the LJ Mortgage Team Inc. At LJ Mortgage Team Inc. , we believe in turning homeownership dreams into...

At LJ Mortgage Team Inc. , we’re proud to help hardworking clients from all walks of life achieve their dream of homeownership. This...

Are you ready to cut years off your mortgage and save a fortune in interest? With a few smart adjustments, you can achieve financial...

Have you ever opened your escrow statement and wondered why your monthly mortgage payment suddenly went up or even down? You’re not...

At LJ Mortgage Team Inc. , every file tells a story and we’re here to guide you through yours! 🏡 Today, we’re highlighting a recent...