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Required Documents

Identification Documents


Government issued Photo ID (State ID or State Driver's License) 


Employed Income Documents

1. Most recent pay stub showing year to date earnings of at least 30 days.


2. Most recent 2 years W-2s


3. Most recent 2 years Federal Tax Returns (only federal returns are required). If your income tax returns for the previous 2 years contain a Schedule C, Schedule E or show unreimbursed employee expenses on Schedule A, please see “self-employed” list below.


Self Employed Income Documents

1. Most recent 2 years Federal Tax Returns (only federal returns are required).


If the most recent year is on extension, please provide a copy of the extension filed along with the previous 2 years returns.

2. Most recent 2 years business tax returns along with K-1s if applicable.

 


Retired / Unemployed Income Documents

1. Letter from the organizations providing the income.


2. Signed federal income tax returns.
     along with any IRS W-2 or 1099 forms.


3. Two most recent bank statements showing direct deposit.

LJ Mortgage Team Inc.

LJ Mortgage Team Inc.

NMLS# 2120286 

127-03 Rockaway Blvd

South Ozone Park, NY 11420                

Call / Text:  (516) 218-1297

E-mail:  Info@LJMortgageteam.com 

Hours:  M-F 9 am to 7 pm   Sat 10 am to 5 pm

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Registered Mortgage Broker-New York State Department of Financial Services. 

Loans are arranged through 3rd-party lenders.  

MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER

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