Privacy Policy

The policy of LJ Mortgage Team Inc. NMLS# 2120286 is that the financial records of

our customers and the relationships between LJ Mortgage Team Inc.

and our customers are confidential, and that the safekeeping of customer information

is a priority of LJ Mortgage Team Inc..

We collect, retain, and use information about our customers when we reasonably
believe that it will help administer our business or provide products, services, and other
opportunities for them. We collect and retain information about our customers only for
specific business purposes - and we will tell our customers why we are collecting and
retaining it upon our customers' request unless prohibited by law from doing so.

We use information to protect and administer our customer's records, accounts, and funds; to
comply with certain laws and regulations; to help us design or improve our products and
services; and to understand our customers’ financial needs so that we can provide our
customers with quality products and superior service.

Purpose and Objectives

The purpose of our Privacy Policy is to define specific principles for LJ Mortgage Team
Inc. employees to follow in compliance with customers' rights and existing laws as it
pertains to personal non-public information.

No employee other than LJ Mortgage Team Inc.’s designated representative(s)
is authorized to divulge financial information or records of a customer to anyone
outside LJ Mortgage Team Inc..

It is the policy of LJ Mortgage Team Inc. to cooperate with governmental
agencies in their properly made, legitimate requests for information and only in
compliance with the specific requirements of the Right to Financial Privacy Act.

It is the responsibility of each department manager to ensure that LJ Mortgage
Team Inc. employees in their area understand the importance of confidentiality
and customer privacy and receive training in responding to requests for
information appropriate for the types of requests that may be received by that
area.

LJ Mortgage Team Inc.

NMLS# 2120286

127-03 Rockaway Blvd

South Ozone Park, NY 11420

(516) 218-1297

1. We use SMS to confirm appointments, send reminders, and notify clients of schedule updates or important changes.

2. You can cancel the SMS service at any time. Just text "STOP". After you send the SMS message "STOP" to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time, and we will start sending SMS messages to you again.

3. If you are experiencing issues with the messaging program you can reply with the keyword “HELP” for more assistance, or you can get help directly at Info@ljmortgageteam.com

4. Carriers are not liable for delayed or undelivered messages.

5. As always, message and data rates may apply for any messages sent to you from us and to us from you. Message frequency may vary. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.

6. If you have any questions regarding privacy, please read our privacy policy: https://www.ljmortgageteam.com/privacypolicy

Your contact form does not have Opt-in language. Please add the following language to your contact form: "I agree to be contacted by LJ Mortgage Team Inc. via call, email, and text for real state services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. https://www.ljmortgageteam.com/privacypolicy

Since the phone number is a mandatory field, you must add a checkbox right next to your opt-in language.

If you are not able to add the checkbox, a valid workaround will be to change the phone number into an optional field.