At LJ Mortgage Team Inc. , we break it all down so you know where you can save. Buying a home is exciting but let’s be honest, the paperwork can be overwhelming. One of the most important documents you’ll see during the mortgage process is your Loan Estimate . This three-page form outlines your estimated interest rate, monthly payment, and total closing costs. But here’s the thing not every number is set in stone . What’s Inside Your Loan Estimate S