Before you start shopping for your dream home, it’s important to know exactly what you can afford. Understanding your numbers upfront means fewer surprises later and a smoother home-buying experience. Here’s a real example straight from our in-house affordability tools: 💰 Scenario 1: Sample Home Purchase • Home Price:  $600,000 • Down Payment:  $60,000 (10%) • Loan Amount:  $540,000 • Interest Rate:  6.19% • Term:  30 Years • Estimated Monthly Payment:   $4,228.83 That month