Are you self-employed or a 1099 earner who’s tired of hearing “you don’t qualify”  just because your tax returns don’t show your real income? You're not alone and you’re not out of options. At LJ Mortgage Team Inc. , we proudly offer flexible Non-QM (Non-Qualified Mortgage)  programs built specifically for business owners, gig workers, and independent contractors whose traditional tax documents don’t tell the full story of their financial strength. If you have strong deposits