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🏡 Real Closed File Review – Indiana
At LJ Mortgage Team Inc. , we love celebrating real success stories from hardworking clients across the country. This recent closing in Indiana proves that being self-employed doesn’t have to stand in the way of homeownership! 💼 Loan Snapshot Loan Type: Non-QM 1099 Bank Statement Loan Purchase Price: $410,000 Down Payment: 25% Loan Amount: $307,500 Credit Score: 740 Income: $92,626 (verified through 24 months of bank statements) I
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Nov 132 min read


🏡 Real Closed File Review – Rosedale, Queens 🏡
This latest LJ Mortgage Team Inc. closing highlights the power of strategic investing and smart financing! 💼 Investor Purchase: Single-family property (to be converted to 2-family) 💰 Purchase Price: $700,000 | Down payment: 30% 👥 Borrowers: 2 | Credit Score: 689 💵 Household Income: $353,949 | Business Owners 📉 Monthly Liabilities: $47K 📑 Property Taxes: $5,327 | HOI: $2,015 📈 Interest Rate: 6.75% 💳 P&I Payment: $3,178.13/month ⚠️ Prepayment Penalty (PPP):
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Oct 292 min read
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