Every mortgage file tells a story and this Michigan family’s approval proves that with the right structure, the right strategy, and the right team, homeownership is possible , even when the numbers look challenging at first glance. 📌 Loan Snapshot 💰 Property Value:  $608,000 🔻 Down payment:  20% 📉 Monthly Liabilities:  $3,065 📊 Credit Score:  650 👨‍👩‍👧 Household Income:  $161,000 🏡 Property Taxes:  $10,000 📈 Interest Rate:  7.37% 💵 Monthly P&