🏡 Self-Employed? Here’s a Smarter Way to Qualify for a Home Loan

By LJ Mortgage Team

Are you self-employed and struggling to qualify for a mortgage based on your tax returns? You’re not alone.

Many business owners write off legitimate expenses to reduce their taxable income but unfortunately, that also reduces what traditional lenders see as qualifying income. The good news? There’s another way.

🏦 Enter Bank Statement Loans (Non-QM)

Bank Statement Loans are a flexible financing option designed specifically for self-employed professionals and entrepreneurs who need an alternative to traditional income documentation.

Here’s what you’ll need:

✅ 24 months of personal or business bank statements

✅ 720+ credit score

✅ 20% down payment

✅ No tax returns required

Whether you’re a freelancer, contractor, or run your own business, this loan option gives you the power to qualify based on your actual cash flow not what’s written off on your taxes.

💼 We Make It Simple

At LJ Mortgage Team, we’ve helped countless self-employed buyers break through the red tape and finally become homeowners. We know how to navigate the process and find the loan that works for you.

📲 Ready to get started?

Call us at  (516) 218-1297

Visit:https://www.ljmortgageteam.com/

Let’s turn your hard work into homeownership.

LJ Mortgage Team – Your Future, Financed.