If you’re thinking about buying a home, understanding your credit score is key. Different loans have different requirements: FHA Loans:  580+ Conventional Loans:  620+ No Income Check / Jumbo Loans:  700+ The good news? There are actionable steps you can take to help your score climb ⬆️ and improve your chances of mortgage approval. 5 Ways to Grow Your Credit Score Cut Utilization Keep each credit card’s balance between 10–30% of your limit. Pay down balances b