This latest LJ Mortgage Team Inc.  closing highlights the power of strategic investing and smart financing! 💼 Investor Purchase:  Single-family property (to be converted to 2-family) 💰 Purchase Price:  $700,000 | Down payment:  30% 👥 Borrowers:  2 | Credit Score:  689 💵 Household Income:  $353,949 | Business Owners 📉 Monthly Liabilities:  $47K 📑 Property Taxes:  $5,327 | HOI:  $2,015 📈 Interest Rate:  6.75% 💳 P&I Payment:  $3,178.13/month ⚠️ Prepayment Penalty (PPP):

Another successful closing for the LJ Mortgage Team  — helping investors make smart moves in the real estate market! 📍 Property Location:  Indiana 💰 Property Value:  $280,000 🔑 Down payment (20%):  $56,000 📑 Closing Costs:  $13,688.58 (~4.89% of purchase price) 📈 Interest Rate:  6.375% 💵 Monthly Payment (with Escrow):  $1,839.33 📊 Loan Type:  DSCR – Investment Property 📉 Credit Score:  740 🏠 Property Taxes:  $3,759 | HOI:  $1,543

At LJ Mortgage Team, every closed loan tells a story and this one highlights the power of DSCR Loans  for real estate investors. 📍 The Deal: Bellerose Investment Property Loan Type:  DSCR (Debt Service Coverage Ratio) Loan Property Value:  $905,000 Down Payment:  $226,250 (25%) Credit Score:  724 Property Taxes:  $14,795 HOI (Homeowners Insurance):  $2,353 Rental Income:  $5,500 Monthly Mortgage (Including Taxes & Insurance):  $5,940 DSCR Ratio:  0.

At LJ Mortgage Team , we know that every borrower’s situation is unique. Whether you’re a W-2 employee, self-employed, contractor, or investor , your path to homeownership shouldn’t be one-size-fits-all. That’s why we offer a wide range of mortgage options designed to fit your lifestyle, profession, and financial goals. 💼 Loan Programs We Offer: ✅ FHA Loans  – Great for first-time buyers or those with lower credit scores. ✅ Conventional Loans