Finding the Right Mortgage for Every Profession

At LJ Mortgage Team, we know that every borrower’s situation is unique. Whether you’re a W-2 employee, self-employed, contractor, or investor, your path to homeownership shouldn’t be one-size-fits-all. That’s why we offer a wide range of mortgage options designed to fit your lifestyle, profession, and financial goals.

💼 Loan Programs We Offer:

✅ FHA Loans – Great for first-time buyers or those with lower credit scores.

✅ Conventional Loans – Flexible options for strong credit and stable income.

✅ HomeReady/Home Possible – Affordable programs with low down payments.

✅ DSCR Loans – Tailored for real estate investors using rental income to qualify.

✅ Bank Statement Loans – Perfect for self-employed borrowers who don’t have traditional W-2s.

✅ Non-QM 1099 Loans – Ideal for contractors and freelancers with unique income structures.

No matter your profession, our team can help match the right loan program to your home-buying goals. From affordable entry-level options to investor-focused financing, we’ll guide you through the process with expertise and care.

📍 LJ Realty Team127-03 Rockaway Blvd, South Ozone Park, NY 11420

📞 (516) 218-1297

Buy – Sell – Rent Equal Housing Opportunity

🏡 LJ Mortgage Team Inc. NMLS# 2120286

Purchase & Refinance | NYS Registered Mortgage Broker

Mortgage Broker Only. Not a Lender.

🔗 NMLS Consumer Access: www.nmlsconsumeraccess.org

✨ LJ Mortgage Team – Your Local Guide to Homeownership!

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