Buying your first home is one of the biggest milestones in life and it all starts with a clear plan. The LJ Mortgage Team is here to make sure you feel confident, informed, and excited every step of the way. Here’s your ultimate First-Time Homebuyer To-Do List  to help turn your dream into a front door with your name on it! ✅ 1. Check Your Credit Score Think of it as your financial selfie  — it shows lenders a snapshot of your financial health