Buying a home is exciting—but figuring out the best loan option  can feel overwhelming. Two of the most popular low down payment programs...

Have you ever opened your escrow statement and wondered why your monthly mortgage payment suddenly went up or even down? You’re not...

When applying for a mortgage, one of the most important numbers lenders review is your Debt-to-Income Ratio (DTI) . Simply put, DTI...

If you’re shopping for a home loan, you’ve likely heard the term “buying down your rate.” But is it really worth it? Let’s do the math...