This latest LJ Mortgage Team Inc. closing highlights the power of strategic investing and smart financing! 💼 Investor Purchase: Single-family property (to be converted to 2-family) 💰 Purchase Price: $700,000 | Down payment: 30% 👥 Borrowers: 2 | Credit Score: 689 💵 Household Income: $353,949 | Business Owners 📉 Monthly Liabilities: $47K 📑 Property Taxes: $5,327 | HOI: $2,015 📈 Interest Rate: 6.75% 💳 P&I Payment: $3,178.13/month ⚠️ Prepayment Penalty (PPP):

Another successful closing for the LJ Mortgage Team — helping investors make smart moves in the real estate market! 📍 Property Location: Indiana 💰 Property Value: $280,000 🔑 Down payment (20%): $56,000 📑 Closing Costs: $13,688.58 (~4.89% of purchase price) 📈 Interest Rate: 6.375% 💵 Monthly Payment (with Escrow): $1,839.33 📊 Loan Type: DSCR – Investment Property 📉 Credit Score: 740 🏠 Property Taxes: $3,759 | HOI: $1,543

At LJ Mortgage Team, every closed loan tells a story and this one highlights the power of DSCR Loans for real estate investors. 📍 The Deal: Bellerose Investment Property Loan Type: DSCR (Debt Service Coverage Ratio) Loan Property Value: $905,000 Down Payment: $226,250 (25%) Credit Score: 724 Property Taxes: $14,795 HOI (Homeowners Insurance): $2,353 Rental Income: $5,500 Monthly Mortgage (Including Taxes & Insurance): $5,940 DSCR Ratio: 0.

At LJ Mortgage Team , we know that every borrower’s situation is unique. Whether you’re a W-2 employee, self-employed, contractor, or investor , your path to homeownership shouldn’t be one-size-fits-all. That’s why we offer a wide range of mortgage options designed to fit your lifestyle, profession, and financial goals. 💼 Loan Programs We Offer: ✅ FHA Loans – Great for first-time buyers or those with lower credit scores. ✅ Conventional Loans