Another successful closing in the Sunshine State! Our client secured a beautiful Florida property using a Non-QM loan the perfect solution for borrowers who may not fit traditional lending guidelines but are financially strong. Let’s break down this winning deal: 📊 Loan Snapshot 💰 Purchase Price: $507,000 🏦 Loan Amount: $405,600 📈 Interest Rate: 6.49% (Fixed) 💵 Principal & Interest: $2,561.00 📑 Estimated Escrow: $1,232

Helping Self-Employed Buyers Achieve Homeownership in Nassau County Today’s file review is a perfect example of how flexible lending options can open doors for business owners who don’t fit traditional mortgage guidelines. This Franklin Square home purchase showcases how a Non-QM 24-Month Bank Statement Loan can make homeownership possible without W2s or tax returns. 📍 Property & Loan Snapshot Location: Franklin Square, NY (Nassau County) Purchase Pric

At LJ Mortgage Team Inc. , we love celebrating real success stories from hardworking clients across the country. This recent closing in Indiana proves that being self-employed doesn’t have to stand in the way of homeownership! 💼 Loan Snapshot Loan Type: Non-QM 1099 Bank Statement Loan Purchase Price: $410,000 Down Payment: 25% Loan Amount: $307,500 Credit Score: 740 Income: $92,626 (verified through 24 months of bank statements) I

Another successful closing by the LJ Mortgage Team! 📍 Property Details Location: Yonkers, NY Type: 2-Family Property Bedrooms/Bathrooms: 6 Beds | 3 Baths Purchase Price: $795,000 Down payment: 20% Credit Score: 761 Interest Rate: 6.49% Monthly Payment (P&I): $4,015 Escrow: $967 Closing Costs: $39,932 (~5.02% of purchase price) 💼 Loan Program Non-QM 1099 Loan