🚨 Closed Loan Spotlight: Bank Statement Loan Win in Nassau County!

At LJ Mortgage Team Inc., we love helping clients find financing solutions that fit their unique situations and this closing was a perfect example.

📍 Location: Nassau County, NY

💰 Purchase Price: $735,000

💵 Down Payment: 25%

📊 Closing Costs: $36,000

📈 Credit Score: 820

📂 Loan Type: Bank Statement Loan

Our self-employed client needed flexibility and speed  without the hassle of providing tax returns or traditional income documentation. With a Bank Statement Loan, we made it happen quickly and smoothly.

Why a Bank Statement Loan Works

• No Income Check – No Tax Returns Required

• Qualify with 12 or 24 Months of Bank Statements (personal or business)

• No NSF (Non-Sufficient Funds) in the last 24 months

• Can be used for primary residences or investment properties

• Down Payment: 20% for 1-unit homes | 25% for 2+ units

• Higher Debt-to-Income Ratios Allowed – up to 49%

Perfect For:

• Business owners & freelancers

• Real estate investors expanding their portfolios

• Borrowers with strong cash flow but complex tax returns

With the right strategy and loan program, homeownership is possible even if you don’t fit the traditional lending mold.

📞 LJ Mortgage Team Inc. – Your trusted mortgage experts in New York & Long Island.

💬 DM us today to see if a Bank Statement Loan is the right move for you!

LJ Mortgage Team Inc.

127-03 Rockaway Blvd

South Ozone Park, NY 11420

📱 (516) 218-1297

Buy • Sell • Rent

Equal Housing Opportunity

NMLS# 2120286

Purchase & Refinance | NYS Registered Mortgage Broker | Licensed by the N.J. Department of Banking and Insurance. Mortgage Broker Only – Not a Mortgage Lender or Correspondent Lender.www.nmlsconsumeraccess.org

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