Buying your first home is one of the biggest milestones in life and it all starts with a clear plan. The LJ Mortgage Team is here to make sure you feel confident, informed, and excited every step of the way. Here’s your ultimate First-Time Homebuyer To-Do List  to help turn your dream into a front door with your name on it! ✅ 1. Check Your Credit Score Think of it as your financial selfie  — it shows lenders a snapshot of your financial health

At LJ Mortgage Team Inc., we love helping clients find financing solutions that fit their unique situations and this closing was a perfect example. 📍 Location:  Nassau County, NY 💰 Purchase Price:  $735,000 💵 Down Payment:  25% 📊 Closing Costs:  $36,000 📈 Credit Score:  820 📂 Loan Type:  Bank Statement Loan Our self-employed client needed flexibility and speed   without the hassle of providing tax returns or traditional income documentation. With a Bank Statement Loan