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DSCR - NO INCOME CHECK: Built For Investors!


🏠💰DSCR is a ratio that compares a property's income to its debt obligations
🏠💰DSCR is a ratio that compares a property's income to its debt obligations

Ideal For:

  • Real estate investors🧑‍💼

  • Self-employed borrowers👷‍♂️

  • People with complex or non-traditional income sources🧮


🏡💵Interest Rate Impact: Higher credit scores = better interest rates, Lower scores = higher rates to offset risk.
🏡💵Interest Rate Impact: Higher credit scores = better interest rates, Lower scores = higher rates to offset risk.

 🏘️💵Risk Reduction for Lender, Better Loan Terms,  Improves DSCR, Most DSCR lenders require at least 20% down, but many prefer 25–30%.
 🏘️💵Risk Reduction for Lender, Better Loan Terms,  Improves DSCR, Most DSCR lenders require at least 20% down, but many prefer 25–30%.

💡Affect Your Total Investment,  Cash Flow Calculation,  Influences ROI,  Impact on Strategy
💡Affect Your Total Investment,  Cash Flow Calculation,  Influences ROI,  Impact on Strategy

Key Point Check list!
Key Point Check list!

 
 
 

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LJ Mortgage Team Inc.

LJ Mortgage Team Inc.

NMLS# 2120286 

127-03 Rockaway Blvd

South Ozone Park, NY 11420                

Call / Text:  (516) 218-1297

E-mail:  Info@LJMortgageteam.com 

Hours:  M-F 9 am to 7 pm   Sat 10 am to 5 pm

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Registered Mortgage Broker-New York State Department of Financial Services. 

Loans are arranged through 3rd-party lenders.  

MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER

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