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DSCR - NO INCOME CHECK: Built For Investors!


🏠💰DSCR is a ratio that compares a property's income to its debt obligations
🏠💰DSCR is a ratio that compares a property's income to its debt obligations

Ideal For:

  • Real estate investors🧑‍💼

  • Self-employed borrowers👷‍♂️

  • People with complex or non-traditional income sources🧮


🏡💵Interest Rate Impact: Higher credit scores = better interest rates, Lower scores = higher rates to offset risk.
🏡💵Interest Rate Impact: Higher credit scores = better interest rates, Lower scores = higher rates to offset risk.

 🏘️💵Risk Reduction for Lender, Better Loan Terms,  Improves DSCR, Most DSCR lenders require at least 20% down, but many prefer 25–30%.
 🏘️💵Risk Reduction for Lender, Better Loan Terms,  Improves DSCR, Most DSCR lenders require at least 20% down, but many prefer 25–30%.

💡Affect Your Total Investment,  Cash Flow Calculation,  Influences ROI,  Impact on Strategy
💡Affect Your Total Investment,  Cash Flow Calculation,  Influences ROI,  Impact on Strategy

Key Point Check list!
Key Point Check list!

 
 
 

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LJ Mortgage Team Inc.

LJ Mortgage Team Inc.

NMLS# 2120286 

127-03 Rockaway Blvd

South Ozone Park, NY 11420                

Call / Text:  (516) 218-1297

E-mail:  Info@LJMortgageteam.com 

Hours:  M-F 9 am to 7 pm   Sat 10 am to 5 pm

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Registered Mortgage Broker-New York State Department of Financial Services. 

Loans are arranged through 3rd-party lenders.  

​​NMLS ID # 2120286 www.nmlsconsumeraccess.org

When refinancing, consider that the total finance charges may be higher over the life of the loan. Any interest rate advertised may change or not be available at the time of loan commitment or lock-in.

MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER

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