🏡 Real Closed File Review – Bronx, New York

Success Story Spotlight! ✨

Even with just 5% down, our client a hardworking Staff Nurse  achieved her dream of becoming a homeowner in the Bronx! 🙌

Here’s how the numbers came together:

💰 Purchase Price: $757,000

🏦 Down payment: 5%

📊 Credit Score: 740

👩‍⚕️ Occupation: Staff Nurse

💵 Household Income: $141,000

📉 Monthly Liabilities: $451

📑 Property Taxes: $5,372

🏠 Homeowners Insurance (HOI): $1,936

💰 Closing Costs: $29,000 (~3.83% of purchase price)

📈 Interest Rate: 6.49%

This closing shows what’s possible when preparation meets expert guidance. At LJ Mortgage Team Inc., we specialize in helping professionals like nurses, teachers, and first responders secure affordable loan options with low down payments, competitive rates, and a smooth path to closing.

Whether you’re buying your first home or upgrading to your next, our team is ready to guide you from pre-approval to move-in day. 🏠✨

LJ Mortgage Team Inc.

Your Local Guide to Homeownership!

🏢 127-03 Rockaway Blvd, South Ozone Park, NY 11420

📞 (516) 218-1297

LJ Realty Team

Buy - Sell - Rent

🏠 Equal Housing Opportunity

LJ Mortgage Team Inc. NMLS# 2120286

Purchase & Refinance

NYS Registered Mortgage Broker, NYS Dept. of Financial Services.

Broker arranges mortgage loans with third-party providers.

MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER.

Licensed by the N.J. Department of Banking and Insurance.

We Do Not Make Any Mortgage Loan Commitments or Fund Any Mortgage Loans.

🔗 www.nmlsconsumeraccess.org

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