🏡 Just Closed in Floral Park! Your Local Guide to Homeownership 🏡

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Sep 10, 2025
2 min read

Updated: Dec 30, 2025

Another Success Story from the LJ Mortgage Team Inc.

At LJ Mortgage Team Inc., we believe in turning homeownership dreams into reality—just like we did for our latest clients in Floral Park, NY! ✅

Here’s a quick snapshot of their winning file:

📌 Property & Financial Breakdown

Purchase Price: $875,000
Down Payment: 20%
Credit Score: 740 (Excellent!)
Household Income: $141,000
Monthly Debt: Just $130—an ideal profile for loan approval
Interest Rate: 6.95% (Locked at a competitive rate!)
Closing Costs: $33,000
Annual Property Taxes: $9,683
Homeowners Insurance (HOI): $1,085

💬 What Made This File Stand Out?

Our clients came in prepared—with strong credit, stable income, and low monthly obligations. That financial profile allowed us to help them secure a solid mortgage deal with smooth approval and clear terms.

Even in a high-value neighborhood like Floral Park, our team’s expertise made the process straightforward, transparent, and stress-free.

🛠️ How We Helped

With customized loan options, expert guidance, and a deep understanding of today’s mortgage landscape, LJ Mortgage Team Inc. navigated the market and made this deal work despite rising interest rates and tough underwriting conditions.

We’re not just about approvals we’re about empowering homebuyers with the right tools, insights, and support every step of the way.