✅ Real Closed File Review – Jamaica, Queens, NY
- marketing928870
- Oct 9
- 2 min read
Here’s how we helped this family secure their new home with confidence, even with a mid-600 credit score 👇
📍 Property Location: Jamaica, Queens, NY
🏡 Purchase Price: $775,000
💰 Down payment: 10%
👥 Two Borrowers | Credit Score: 678
📊 Household Income: $140,000
📉 Monthly Liabilities: $5,614
📑 Property Taxes: $5,757/year | Homeowners Insurance: $1,268/year
💵 Closing Costs: $30,000
📈 Interest Rate: 6.49%
💰 Monthly Payment Breakdown:
Principal & Interest: $4,408.22
Mortgage Insurance: $430
Escrow (Taxes + Insurance): $585✅ Total Monthly Payment: $5,423.77
Even with a credit score in the mid-600s, our team helped this family lock in a competitive rate, minimize their down payment, and navigate the process with ease and clarity.
Whether you’re a first-time buyer or upgrading to your next home, LJ Mortgage Team provides the personalized strategies and expert guidance you need to make confident financial decisions.
🏡 LJ — Your Local Guide to Homeownership!
Let’s make your homeownership journey happen next!
📍 127-03 Rockaway Blvd, South Ozone Park, NY 11420
📞 (516) 218-1297
LJ Realty Team – Buy • Sell • Rent Equal Housing Opportunity
LJ Mortgage Team Inc. | NMLS# 2120286Purchase & Refinance NYS Registered Mortgage Broker, NYS Dept. of Financial Services. Broker arranges mortgage loans with third-party providers. Mortgage Broker Only — Not a Mortgage Lender or Correspondent Lender. Licensed by the N.J. Department of Banking and Insurance. We do not make any mortgage loan commitments or fund any mortgage loans.
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