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🏡 Real Closed File Review – Franklin Square, NY 🏡
Another successful closing for the LJ Mortgage Team! Our client just secured their dream home in Franklin Square, NY , and we couldn’t be happier to be part of the journey. View Full Video at: https://www.instagram.com/reel/DQMhtfWji-0/?utm_source=ig_web_copy_link&igsh=MzRlODBiNWFlZA== 💰 Property Sold Price: $850,000 🛏️ 4 Bedrooms | 2 Bathrooms 📈 Interest Rate: 6.99% 💵 Closing Costs: $36,313 (~4.27% of the sale price) Here’s how the numbers break down for this beauti
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1 day ago1 min read


🏡 Real Closed File Review – Bronx, New York
Success Story Spotlight! ✨ Even with just 5% down , our client a hardworking Staff Nurse achieved her dream of becoming a homeowner in the Bronx! 🙌 Here’s how the numbers came together : 💰 Purchase Price: $757,000 🏦 Down payment: 5% 📊 Credit Score: 740 👩⚕️ Occupation: Staff Nurse 💵 Household Income: $141,000 📉 Monthly Liabilities: $451 📑 Property Taxes: $5,372 🏠 Homeowners Insurance (HOI): $1,936 💰 Closing Costs: $29,000 (~3.83% of purchase price) 📈 In
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3 days ago1 min read


🏡 Real Closed File Review – Yonkers, NY ✅
Another successful closing by the LJ Mortgage Team! 📍 Property Details Location: Yonkers, NY Type: 2-Family Property Bedrooms/Bathrooms: 6 Beds | 3 Baths Purchase Price: $795,000 Down payment: 20% Credit Score: 761 Interest Rate: 6.49% Monthly Payment (P&I): $4,015 Escrow: $967 Closing Costs: $39,932 (~5.02% of purchase price) 💼 Loan Program Non-QM 1099 Loan
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5 days ago2 min read


✅ Real Closed File Review – Indiana 🏡
Another successful closing for the LJ Mortgage Team — helping investors make smart moves in the real estate market! 📍 Property Location: Indiana 💰 Property Value: $280,000 🔑 Down payment (20%): $56,000 📑 Closing Costs: $13,688.58 (~4.89% of purchase price) 📈 Interest Rate: 6.375% 💵 Monthly Payment (with Escrow): $1,839.33 📊 Loan Type: DSCR – Investment Property 📉 Credit Score: 740 🏠 Property Taxes: $3,759 | HOI: $1,543
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Oct 172 min read


✅ Real Closed File Review – Jamaica, Queens, NY
Another success story from the LJ Mortgage Team — turning homeownership dreams into reality right here in Jamaica, Queens! 🏡 Here’s...
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Oct 92 min read


✅ Real Closed File Review – Yonkers
At LJ Mortgage Team Inc. , we’re proud to help clients secure financing for homes that not only provide a place to live but also create...
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Sep 302 min read


🏡 Real Closed File Review – Brooklyn
At LJ Mortgage Team Inc ., we’re proud to celebrate every successful closing and this Brooklyn home purchase is a perfect example of how...
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Sep 242 min read


Real Closed File Review – Bellerose 🏡✅
At LJ Mortgage Team, every closed loan tells a story and this one highlights the power of DSCR Loans for real estate investors. ...
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Sep 172 min read


Real Closed File Review – Jamaica, Queens 🏡
Another successful closing with the LJ Mortgage Team Inc.! 🎉 This time, we’re celebrating a beautiful property in Jamaica, Queens...
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Sep 102 min read


🚛 From the Road to Homeownership: Indiana Success Story
At LJ Mortgage Team Inc. , we’re proud to help hardworking clients from all walks of life achieve their dream of homeownership. This...
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Sep 52 min read


📢 Escrow Statement Confusion? Let’s Clear It Up!
Have you ever opened your escrow statement and wondered why your monthly mortgage payment suddenly went up or even down? You’re not...
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Sep 22 min read


💡 What Is Debt-to-Income Ratio (DTI) & Why It Matters for Your Mortgage
When applying for a mortgage, one of the most important numbers lenders review is your Debt-to-Income Ratio (DTI) . Simply put, DTI...
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Aug 192 min read


Understanding Your Loan Estimate – The LJ Mortgage Way 🏡
At LJ Mortgage Team Inc. , we break it all down so you know where you can save. Buying a home is exciting but let’s be honest, the...
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Aug 132 min read


💼 Real Client File Review – See What’s Possible!
At LJ Mortgage Team , we believe in complete transparency and personalized guidance so our clients can make confident homebuying...
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Aug 111 min read


Who Really Controls Your Closing Costs? Let’s Break It Down 💰
When you're buying a home, it’s easy to feel overwhelmed by the long list of closing costs that show up before you get the keys. But did...
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Aug 62 min read


Why Choose a Mortgage Broker Over a Bank? 🏡
🏡💰 Mortgage Broker vs. Bank—Why Choose LJ Mortgage? 💡 When it comes to home financing, a mortgage broker gives you more options,...
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Mar 271 min read
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