🚛 From the Road to Homeownership: Indiana Success Story

At LJ Mortgage Team Inc., we’re proud to help hardworking clients from all walks of life achieve their dream of homeownership. This recent closed file review in Indiana is a perfect example of how flexible mortgage solutions can make a big difference!

📂 Loan Snapshot

• Loan Program: Bank Statement Loan

• Purchase Price: $490,000

• Down Payment: 21%

• Borrower: Truck Driver

• Credit Score: 762

• Household Income: $77,000

• Monthly Liability: $68

• Property Taxes: $3,943

• Homeowner’s Insurance: $612

• Interest Rate: 6.75%

• Monthly Payment (with Escrow): $2,870.27

💡 Why a Bank Statement Loan?

Traditional income documentation doesn’t always capture the full financial picture for self-employed borrowers or those with non-traditional income sources like truck drivers. A Bank Statement Loan uses bank deposits instead of tax returns to verify income, making it a flexible option for hardworking professionals.

🏡 The Outcome

With a strong credit score and stable income, this borrower was able to purchase a $490,000 home with confidence—proving that homeownership is possible even outside the “traditional” loan box.

🌟 Our Commitment

No matter your profession—whether you’re a truck driver, small business owner, contractor, or freelancer—our team is here to match you with the loan program that fits your unique financial journey.

📲 Ready to explore your options? Contact LJ Mortgage Team Inc. today and let us guide you home!

#ljmortgageteam #ljmortgage #fyp #luckysinghceo #mortgagetips #homebuyingtips #realestate #realestatetips #firsttimehomebuyer #mortgagerates #loanapproval #mortgagebroker #househunting #homeownership #financialfreedom #realestateinvesting #propertyinvestment #dreamhome #realestatelife #mortgagehelp

📍 LJ Mortgage Team Inc. NMLS# 2120286

127-03 Rockaway Blvd

South Ozone Park, NY 11420

(516) 218-1297

Purchase & Refinance

NYS Registered Mortgage Broker, NYS Dept. of Financial Services. Broker arranges mortgage loans with third-party providers. MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR CORRESPONDENT LENDER. Licensed by the N.J. Department of Banking and Insurance. We do not make any mortgage loan commitments or fund any mortgage loans.

NMLS ID #2120286 | www.nmlsconsumeraccess.org