🏡 Real Closed File Review – Brooklyn

At LJ Mortgage Team Inc., we’re proud to celebrate every successful closing and this Brooklyn home purchase is a perfect example of how we help hardworking professionals achieve homeownership.

✅ The Deal at a Glance

• Property Value: $845,000

• Down Payment: 20%

• Beds/Baths: 5 Beds | 3 Baths

• Closing Costs: $33,000

📊 Borrower Profile

• Credit Score: 740

• Household Income: $136,000

• Occupation: Registered Nurse 👩‍⚕️

• Monthly Debt: Only $190

🏠 Property Expenses

• Annual Property Taxes: $7,080

• Homeowners Insurance (HOI): $4,104

💡 Why This Matters

This closing highlights how preparation, solid credit, and the right strategy can make the dream of homeownership possible. With a strong credit score and manageable monthly debt, our borrower was in a great position to secure approval and move forward confidently.

At LJ Mortgage Team Inc., we tailor each loan to fit our client’s unique budget and long-term goals. Whether you’re a first-time homebuyer, a seasoned homeowner, or somewhere in between, our team is here to guide you through the process.

👉 Nurses, teachers, first responders, and hardworking families your dream home is within reach. Let us help you find the right mortgage solution.

📌 Disclaimer

LJ – Your Local Guide to Homeownership!

127-03 Rockaway Blvd, South Ozone Park, NY 11420

📞 (516) 218-1297

LJ Mortgage Team – Buy · Sell · Rent Equal Housing Opportunity

LJ Mortgage Team Inc. NMLS# 2120286Purchase & Refinance NYS Registered Mortgage Broker, NYS Dept. of Financial Services. Broker arranges mortgage loans with third-party providers. MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER. Licensed By The N.J. Department Of Banking And Insurance, Is A Mortgage Broker And Arranges Loans With Third-Party Providers. We Do Not Make Any Mortgage Loan Commitments Or Fund Any Mortgage Loans. NMLS ID # 2120286

| www.nmlsconsumeraccess.org

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