Real Closed File Review – Michigan ✅
- marketing928870
- Sep 1
- 2 min read
Today, we’re highlighting a recent closed loan file in Michigan that showcases how preparation and the right strategy can make homeownership a reality.
📋 The File Details
Purchase Price: $435,000
Home Size: 4 Beds | 3 Baths | 2,410 Sq Ft
Down Payment: 30%
Total Closing Costs: $12,000
💳 Borrower Snapshot
Credit Score: 740 (Excellent!)
Annual Income: $91,000
Monthly Debt: $192
Property Taxes: $5,334
Homeowner’s Insurance (HOI): $2,953
💡 What This Means
With a strong credit profile, steady income, and minimal monthly debt, this borrower was able to secure financing smoothly with the LJ Mortgage Team guiding them every step of the way. A sizable down payment also reduced the overall loan amount, ensuring more manageable monthly payments and long-term financial stability.
🏠 The Takeaway
Every buyer’s story is unique—but the path to homeownership doesn’t have to be stressful. With the right guidance, preparation, and financial strategy, your dream home is within reach. At LJ Mortgage Team, we take pride in helping clients navigate the mortgage process from start to finish.
✨ Your story could be next!
📍 LJ Mortgage Team Inc. Your Local Guide to Homeownership
127-03 Rockaway Blvd, South Ozone Park, NY 11420
📞 (516) 218-1297
🏡 LJ Realty Team – Buy • Sell • Rent Equal Housing Opportunity
📑 Disclosures:
LJ Mortgage Team Inc. NMLS# 2120286 | Purchase & Refinance
NYS Registered Mortgage Broker, NYS Dept. of Financial Services.
Broker arranges mortgage loans with third-party providers.
MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR CORRESPONDENT LENDER. Licensed by the N.J. Department of Banking and Insurance.
We do not make any mortgage loan commitments or fund any mortgage loans.
NMLS ID #2120286 | www.nmlsconsumeraccess.org
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