💼 Real Client File Review – See What’s Possible!

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Aug 11, 2025
1 min read

Updated: Dec 30, 2025

At LJ Mortgage Team, we believe in complete transparency and personalized guidance so our clients can make confident homebuying decisions. Here’s a real example of how we help turn dreams into reality: — At **LJ Mortgage Team**, we believe in complete transparency and personalized guidance so our clients can make confident homebuying decisions. Here’s a real example of how we help turn dreams into reality:

📍 Purchase Price: $780,000

💰 Down payment: 20%

📈 Credit Score: 780 (Excellent!)

🏡 Household Income: $128,879

💳 Monthly Debt: $0 – strong financial position

📊 Property Taxes: $11,564/year

🛡 Home Insurance: $1,957/year

💵 Closing Costs: $22,000

By reviewing every detail of your financial profile, we match you with the best mortgage options available ensuring a smooth process from application to closing. Whether you’re buying your first home or your forever home, the right strategy makes all the difference ✅

📲 Contact the LJ Mortgage Team today to see how much you can qualify for and start your path to homeownership!

📍 127-03 Rockaway Blvd, South Ozone Park, NY 11420

📞 (516) 218-1297

LJ Mortgage Team – Your Local Guide to Homeownership!

NMLS# 2120286 | Equal Housing Opportunity

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