CLICK FOR VIDEO EXPLANATION Buying a home is one of the biggest financial decisions you'll ever make—but the mortgage you choose can be just as important as the home itself. The good news is that buying a home isn't one-size-fits-all. Whether you're purchasing your first home, you're self-employed, investing in real estate, or looking for a low down payment option, there are mortgage programs designed to fit a variety of financial situations and homeownership goals. At LJ Mortgage Team, we...

CLICK FOR VIDEO BREAKDOWN! Mortgage Rates Improve Slightly as Buyers Watch Inflation & the Federal Reserve Mortgage rates moved slightly lower this week after recent market volatility, offering some relief for buyers heading into the summer market. While affordability remains one of the biggest challenges in today’s housing market, improving inventory and more negotiating opportunities are helping many buyers stay active. At the same time, inflation remains elevated, unemployment continues...

CLICK IMAGE FOR VIDEO BREAKDOWN! Buyers Are Starting to Gain More Power in Today’s Market The housing market continues to shift as mortgage rates move slightly lower and inventory improves across many areas — especially in the New York metro market. While affordability remains a challenge for some buyers, today’s market conditions are creating opportunities that many buyers haven’t seen in years. If you’ve been waiting for the “right time” to buy, this market may deserve a closer look....