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At LJ Mortgage Team , we know that every borrower’s situation is unique. Whether you’re a W-2 employee, self-employed, contractor, or...

We’re excited to congratulate our buyers on their brand-new home in Farmingdale, NY! 🏡 This beautiful property features 4 bedrooms, 2...

We’re thrilled to announce another successful closing in Elmont, NY —welcoming our clients to their brand-new home right in the heart of...

When buying a home, there are a lot of new terms and processes to understand — and one of the most important is the escrow account . An...

When applying for a mortgage, one of the most important numbers lenders review is your Debt-to-Income Ratio (DTI) . Simply put, DTI...

At LJ Mortgage Team Inc., we love helping clients find financing solutions that fit their unique situations and this closing was a...

At LJ Mortgage Team Inc. , we break it all down so you know where you can save. Buying a home is exciting but let’s be honest, the...

At LJ Mortgage Team , we believe in complete transparency and personalized guidance so our clients can make confident homebuying...

Buying a home in Brooklyn doesn’t have to feel like an impossible dream and here’s proof! This buyer just locked in an $830,000 property...

When you're buying a home, it’s easy to feel overwhelmed by the long list of closing costs that show up before you get the keys. But did...

Another closing, another happy homeowner all thanks to the unbeatable teamwork between LJ Realty Team  and LJ Mortgage Team Inc.  When...

It’s celebration time again at LJ Realty Team! We’re proud to announce the successful closing of another home this time at 37 Lee Ave,...

Congratulations to our outstanding realtors and mortgage brokers at LJ Realty  and LJ Mortgage Team Inc.  for making this dream a...

Buying a home is one of the biggest financial decisions you’ll ever make—so understanding your closing costs is just as important as...

If you’re shopping for a home loan, you’ve likely heard the term “buying down your rate.” But is it really worth it? Let’s do the math...

Thinking about refinancing your mortgage? Whether you're aiming to lower your interest rate, reduce your monthly payment, or tap into...

When it comes to getting approved for a home loan, one thing is crystal clear: your income speaks louder than your assets.  Whether...

If you're self-employed and find traditional mortgage requirements hard to meet, you're not alone and more importantly, you're not out...

Are you sitting on home equity but don’t want to disturb your low-interest mortgage? A Home Equity Line of Credit (HELOC)  might be your...

By LJ Mortgage Team Are you self-employed and struggling to qualify for a mortgage based on your tax returns? You’re not alone. Many...